Layby is revolutionising the cosmetic and medical industry by bringing the best doctors to patients’ fingertips. Through an innovative prepayment system, they can now easily plan, prepare and pay for elective surgery from the comfort of their own home. Cosmetic treatments can be costly and seemingly unobtainable to the average person. Our challenges were to cut through the noisy ‘buy now pay later’ market, and to overcome the fear around an increasingly commoditised industry.